Friday, October 15, 2010

Energy Efficicent Mortgage EEM'S What's That?

EEM! Whenever I say that acronym to people in the real estate industry they just look at me with this sort of glazed OK what's that? look. When I tell them it's an FHA backed Energy Efficient Mortgage they say "really is that a new program?"....side note FYI..that same response happens just as much with the loan officers I speak to as well.
No EEM's are not new. In fact, they have been around since 1995 or 15 years yet the people who could take advantage of them the most are the one's that know the least about them. Good ole government put a good program out there and don't tell anyone about it...Kind of like the Lead Base Paint law everyone in the real estate industry has herd of it in the last 10 months because the government decided to start enforcing it only some 20 years later. Yep! it's been a law on the books for that long.
EEM's are a huge tool and if your a realtor or a loan officer and you don't know about EEM get educated.
If you live in the Dallas/Fort Worth. The company I work for will give a free presentation to you or your whole office about EEM's and how you can profit from them. 411 Energy Experts

Tuesday, October 5, 2010

They just keep getting in the way!

That's right!, get them out of the way and this country would be on it's feet in no time. Who's them?, The Federal Government is who. I work in the real estate industry. Inspections and energy is my world so, maybe I am a little pro of what is good for my team. However, the fact of matter is everything the government is doing or has done is not working. Because, in my opinion, they keep throwing money at the same people who got us in this mess. Yes, big banks! they or he just did it again with The Small Business Loan Act. Business needs loans and credit I agree. However, what good is a line of credit for your business if no one has any money to buy or use your products or services? then those loans don't create jobs they just keep the companies alive.
 All the stimulus has been pointed in the wrong direction. Here are some examples. Take look around the country at the bank owned asset market. Go on any bank website and you will find a sea of half built projects. Why not make the banks use the money to get them finished. That means jobs! how about passing the energy bills that create local jobs for example, Home Star this has been in the Senate since May and will create some 160,000 jobs. I know for a fact just in the company I work for it would almost instantly create some 45 new jobs. Let your Senators know we don't need money for the banks we need jobs! Job = recovery...big dollars to green compnies to build cars and wind turbines is great but not if everyone is broke and can't buy them.....JOBS!!!! Get the word out!!!